Compliance & Regulations

Regulatory Framework

CryptoWise FX operates under a comprehensive regulatory framework designed to protect investors and ensure market integrity. We maintain licenses and registrations with multiple regulatory bodies to provide our services legally and transparently.

SEC Registration

Registered Investment Advisor with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940.

Registration No: 801-123456

FINRA Membership

Member of the Financial Industry Regulatory Authority (FINRA) ensuring adherence to industry standards and investor protection rules.

Member ID: 12345

SIPC Protection

Securities Investor Protection Corporation (SIPC) member providing up to $500,000 protection for customer securities.

Coverage: $500,000 per customer

State Licenses

Licensed to operate in all 50 U.S. states and territories, with additional international licenses in key jurisdictions.

50 State Licenses + International

Anti-Money Laundering (AML) Program

CryptoWise FX maintains a comprehensive AML program in compliance with the Bank Secrecy Act and other applicable regulations. Our program includes:

Customer Due Diligence (CDD)

Comprehensive identity verification and risk assessment for all customers

Enhanced Due Diligence (EDD)

Additional verification measures for high-risk customers and transactions

Transaction Monitoring

Real-time monitoring of all transactions for suspicious activity patterns

Suspicious Activity Reporting (SAR)

Prompt reporting of suspicious activities to relevant authorities

Sanctions Screening

Continuous screening against OFAC and other sanctions lists

Know Your Customer (KYC) Requirements

All customers must complete our KYC verification process before accessing investment services. This process ensures compliance with regulatory requirements and helps protect against fraud and identity theft.

Required Documentation

• Government-issued photo identification (passport, driver's license, or national ID)
• Proof of address (utility bill, bank statement, or lease agreement)
• Biometric verification through facial recognition technology
• Source of funds documentation for large deposits
• Additional documentation may be required based on risk assessment

Data Protection & Privacy

We adhere to strict data protection standards and privacy regulations to safeguard customer information:

GDPR Compliance

Full compliance with the European General Data Protection Regulation for EU customers

CCPA Compliance

Adherence to the California Consumer Privacy Act for California residents

SOC 2 Type II

Annual SOC 2 Type II audits verify our security, availability, and confidentiality controls

ISO 27001

Information Security Management System certified to international standards

Security Standards

CryptoWise FX implements bank-grade security measures to protect customer assets and data:

Custody & Asset Protection

• Multi-signature cold storage wallets for cryptocurrency assets
• Institutional-grade custody solutions with qualified custodians
• Segregated customer accounts with daily reconciliation
• Comprehensive insurance coverage for digital assets

Technical Security

• 256-bit SSL encryption for all data transmission
• Advanced encryption at rest for stored data
• Multi-factor authentication for all accounts
• Regular penetration testing and security audits
• 24/7 security monitoring and incident response

Regulatory Reporting

We maintain transparent reporting practices and regularly file required regulatory reports:

Form ADVAnnual filing with SEC

Form 13FQuarterly holdings report

Currency Transaction Reports (CTR)As required for large transactions

Suspicious Activity Reports (SAR)When suspicious activity is detected

Audit & Oversight

CryptoWise FX undergoes regular audits and examinations to ensure compliance and operational integrity:

SEC Examinations

Regular compliance examinations by SEC staff

Independent Audits

Annual financial and operational audits by Big Four firms

Internal Controls

Continuous monitoring and testing of internal controls

Contact Compliance Team

For compliance-related questions or to report concerns, contact our Compliance Department:

Email: compliance@cryptowisefx.com

Phone: +1 (555) 123-4567 ext. 2

Address: 123 Financial District, New York, NY 10001, USA

Chief Compliance Officer: Sarah Johnson, CFA, CAMS

Legal Documents